Real Financial Decisions Start With Real Analysis
Most business owners make financial choices based on gut feeling. Our programs teach you how to look at numbers properly and understand what they actually mean for your business.
Explore Programs Starting October 2025
What Makes Financial Analysis Different From Accounting
Accounting tells you what happened. Analysis helps you figure out what to do next. Here's how we break it down.
Pattern Recognition
You'll learn to spot trends in your cash flow that most people miss. Like noticing that your biggest expenses always hit two weeks before your slowest sales period.
Ratio Interpretation
Numbers alone don't tell the story. We teach you which ratios matter for your type of business and what thresholds should make you take action.
Scenario Planning
Instead of guessing, you'll build simple models that show you what happens if sales drop 20% or if a major supplier raises prices.

How We Actually Teach This Stuff
- Start with your own financial statements and work through them line by line until you understand where each number comes from
- Practice calculating margins and returns using real examples from businesses in your industry
- Build decision frameworks that help you choose between hiring another person or investing in equipment
- Learn when to trust your instinct and when you need to run the numbers first
- Walk through case studies where businesses made bad financial calls and figure out what warning signs they missed
Our September 2025 cohort focuses specifically on retail and service businesses operating in Thailand. Sessions run Tuesday and Thursday evenings for twelve weeks.
The Four-Stage Analysis Method
Data Collection
You can't analyze what you haven't recorded. We show you which transactions matter most and how to organize them so patterns become visible.
Benchmark Comparison
Your numbers only mean something in context. Learn what healthy margins look like in your sector and where you stand relative to competitors.
Variance Analysis
Figure out why actual results differ from your projections. Sometimes it's good news, sometimes it's a problem you need to address quickly.
Action Planning
Analysis is pointless without decisions. We teach you how to turn insights into concrete steps that change your business trajectory.
Common Mistakes Business Owners Make With Money
After working with hundreds of businesses, we keep seeing the same financial blindspots. Most of them are fixable once you know what to look for.

Mixing Revenue With Profit
High sales numbers feel good but they don't mean much if your costs are eating everything. We break down contribution margins so you know which products actually make you money.
Ignoring Cash Timing
You can be profitable on paper and still run out of cash. Learning to track timing between when you pay suppliers and when customers pay you prevents most crisis situations.
Not Tracking Fixed Costs
Rent and salaries don't care about your sales. Understanding your break-even point helps you make smarter decisions about taking on new expenses or cutting back during slow periods.
Who Teaches These Programs
Our instructors spent years doing financial analysis for businesses before they started teaching it. They know what actually matters versus what just looks good in textbooks.

Nikhil Prasad
Cash Flow Analysis
Spent twelve years helping manufacturing businesses restructure their finances. Now teaches business owners how to read their cash flow statements and spot problems before they become emergencies.

Maren Kowalski
Investment Planning
Worked with over forty retail businesses on expansion decisions. Specializes in teaching owners how to evaluate whether growth investments will actually pay off.
What You'll Be Able To Do After Completing A Program
- Calculate your actual cost per product or service so you price things properly
- Forecast cash needs for the next quarter with reasonable accuracy
- Decide whether to buy or lease equipment based on real return calculations
- Evaluate if hiring another employee makes financial sense given your current margins
- Spot early warning signs that your business model needs adjustment
- Build simple financial models that help you test different scenarios before committing resources
Next enrollment opens June 2025. Programs fill quickly because we keep class sizes small so everyone gets personalized feedback on their own business numbers.
